1 Corinthians 4:2 Moreover it is required in stewards that one be found faithful.
We are all ‘stewards’ of whatever God has given us. However many people have difficulty managing money. Churches all around the world are filled with people who love Jesus, pray, fast, and read the Bible, and yet are in debt or struggling financially. It sometimes seems that Christians have some of the lowest financial IQ’s.
Just one bad financial decision can set us back many years. Some people spend their whole lives making unwise decisions and then wonder why God doesn’t seem to be blessing them.
Give God your tithe, but don’t ditch your brain! Let’s not blame God for personal financial mismanagement, or use God as some kind of wild card, expecting Him to rescue us from the consequences of our own lack of wisdom.
As a very quick example, let’s say your total income comes to $100 a week.
Here’s how it might get divvied up:
- $10 as the tithe
- $20 to the government in taxes
- $10 for food
- $10 on bills
- $20 to the mortgage
- $30 remaining for miscellaneous expenses
But then if you start borrowing another $10 from elsewhere, you’re spending more than you’ve earned…it’s all too easy for this to build up, and before too long you can end up paying somebody else interest just to pay each bill.
Are you saving any ‘$10 bills’? Are you investing?
We tend to convince ourselves that if we had more money, we’d manage it better. But when you get a pay rise, do you simply end up spending it all?
You are accountable to how you use what God has given you. Some of us might have more, some less, but the same principles are at work!
Principles are not dependant on amounts – they work at every level for every person.
Here’s a pattern to go by:
Good financial management is based on having sound knowledge, applying proven principles, and making well-informed decisions – which in turn lead to favourable outcomes/consequences.
Making wise financial choices depends upon living by wise financial principles.